Ensures peace of mind by helping you bear various life expenses.You get a waiver of all future premiums in case of a covered dismemberment and diagnosis of a covered critical illness.You are entitled to the return of all premiums paid if you outlive the policy term.You get additional protection against 64 critical illnesses subject to the rider you choose.Offers financial security to your family in case of your unexpected demise, helps in wealth creation, retirement planning, and more.Offers financial protection to your dependents at low premium rates in the event of your death.This value shall be applicable on the base cover premium only and not to additional optional benefits like ACI, Accident cover, Joint life cover and Voluntary Sum Assured Top-Up. the total premiums paid plus underwriting extra premiums paid plus loadings for modal premiums exclusive of all applicable taxes, cesses or levies. Benefit available with special exit value -Total premium paid inclusive of any extra premium but exclusive of all applicable taxes, cesses or levies & modal extra. GST) will be the Special Exit Value payable at the age of 55 years in case the policy holder wishes to completely exit the policy. Total premiums paid towards the policy (excl. ~1 Condition for special exit value: Option to receive all premiums paid back at the age of 55 years and post which the life cover also gets terminated. A non-linked non-participating individual pure risk premium life insurance plan| The premium calculated as per Standard premium for 30 year old healthy male, non-smoker, 40 years policy term, 40 years premium payment term (exclusive of GST) for Max Life Smart Secure Plus Plan and is rounded off from Rs.
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